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🧠Goat Quote

🪙Two Cents

Investing can be a challenging and emotional journey. And let’s be honest: it requires discipline, patience, and a willingness to take calculated risks. However, despite the hardships, it is crucial to invest for your future financial stability.

To help you get started, I’ve complied a quick list of terms to know when you’re investing in the stock market.

• Stocks: Stocks represent ownership in a company. When you buy a stock, you own a small piece of that company. Stocks can be volatile and risky, but also offer the potential for high returns.

• Mutual funds: Mutual funds are a type of investment vehicle that pools money from multiple investors to purchase a diversified portfolio of stocks, bonds, or other assets. Mutual funds are managed by professional fund managers who make investment decisions on behalf of the fund's investors.

• ETFs: ETFs, or exchange-traded funds, are similar to mutual funds in that they hold a diversified portfolio of assets. However, ETFs are traded on an exchange like a stock, which means they can be bought and sold throughout the trading day. ETFs are generally considered to be more tax-efficient than mutual funds.

• Bonds: Bonds are a type of fixed income investment that represent a loan to a borrower, typically a corporation or government entity. When you buy a bond, you are essentially lending money to the issuer in exchange for a fixed rate of interest. Bonds are generally considered to be less risky than stocks, but also offer lower potential returns.

• Index funds: Index funds are a type of mutual fund or ETF that tracks a specific market index, such as the S&P 500. The goal of an index fund is to match the performance of the index it tracks. Index funds are typically low-cost and offer investors exposure to a diversified portfolio of stocks.

Each type of investment has its own advantages and disadvantages, and it's important to do your research and invest in a way that aligns with your financial goals and risk tolerance. If you’re just getting started, my recommendation is to look into ETF’s as they’re a low, easy barrier to start investing!

❗Lessons Learned

One of the simplest truth’s of life is this: life is full of struggles. From the moment we are born, we face challenges, big and small, that shape who we are and who we will become.

One question that we all need to ask ourselves is: which struggles do we want to choose? This question may sound daunting, but it's an important one to consider. We all have the power to choose our struggles and the path we take in life. We can choose to embrace the challenges that come our way or run from them.

Whether your goal is to become an engineer, an artist, a CEO, or an author, each one of those career paths come with it’s own hardships. You have to learn to marry yourself to the ups and downs.

So many times, I see people giving up on their dreams because it’s “too hard”. But it’s the hard things that are worth pursuing. After all, what’s a life without any hardships?

📝Featured Blog Article

On the topic of hard things, I often see employees become too complacent in their role. They get a little too comfortable and don’t push themselves to go after that next step. While I was at corporate, I knew taking on a new title would be tough but it would also challenge me to grow. Below is an article I wrote on navigating an internal job transfer to help you find a path to grow.

How To Navigate An Internal Job Transfer

⭐Rad Recs

Principles of Success by Ray Dalio contains the key elements of the unconven­tional principles that helped the author become one of the world’s most suc­cessful people including how to set goals, learn from mistakes, and collaborate with others to produce exceptional results. I honestly am so excited to share this with you because this 30 minute video has helped shape my mindset in so many ways!

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